When I was
younger, my mother used to give me some pocket money to spend through the
month, it was little quantity but enough for me, and I managed well. But now it
has changed. I am a young adult and I have more expensive needs as long as I am
a university student, so I have my own credit card, which is great but also
problematic. Wasting money is incredibly easy, and administrate becomes a
necessity. I need to learn to be aware of my costs in order to reduce them.
One
possible solution is to return to the childhood-method, when my mother was the
administrator of my money. This is good not only because there is a limited
quantity of money but also because mother are (usually) wiser than we are and
know how to manage with money. Although this way has some pros, I don’t like it
completely due to the fact that it is childish and doesn’t help you to develop
your sense of responsibility and maturity, which is quite important in
adulthood.
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| A cool piggybank may help |
A second
and also valid option is to put the money limit by myself, a maximum amount of
money that can be spent per week. For example, 25€, so the total quantity spent
in the whole month would be 100€. Of course, this method would make you incapable
of affording lots of things, and it makes it harder to know that you put the
limit. Anyway, that’s the thing, or so I believe. Yes, it is hard, but it helps
you to grow as an adult.
We all
agree that the best method is to control what you do with you money, and
putting a limit is a great idea as long as it makes you realize that the act of
existing is expensive. It is important- vital, I’d say- to find mature ways to
balance the incomes and costs during your college years, or you can finish
ruined.
Good evening!
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